Kimberly Loney, MBA, SPHR
Investment Adviser Representative
OFFICE: 910-622-8116

North Carolina
Wilmington, NC

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Or by appointment

Future First, Client First.  This reflects my approach to my advisory business and allows me to focus on you.  As a former corporate executive, I know the importance of consistent, deliberate focus on the future finanancial health of an organization if it is to thrive.  The same goes for you and your family.  My job is to be a part of your executive team for managing your finances and maximizing your potential for financial success.

I partnered with Royal Fund Management because their "Client First" philosophy aligns with the careful, customized and caring approach to my services.

Whether you are looking for advisory services for your business' retirement plan or individual portfolio, I provide fiduciary advisory services that will maximize and optimize your financial picture, and never take a commission for doing so*.   Every client has very specific needs and I look forward to customizing a plan for you.

Areas of Focus

Click on the links below for more information!

  • 401(k) Maneuver - Royal Fund Management's Exclusive 401(k) Plan Management
    • Employers - Retirement plan set up and management
    • Employees - Retirement plan strategies customized for you
  • College Funding - 529 Plans
  • Asset Protection - Insurance and Annuities
  • Tax Strategies - Keep More of What You Earn!
  • Retirement Planning - FIRE (Financially Independent, Retire Early),  Average and Delayed Retirment
  • Financial Literacy and Education
Interests & Community Participation

My husband and I love sailing, live music, and travelling to the Caribbean especially.  I also enjoy connecting with my neighbors in informal settings to build community and camradarie.


My background is in Human Resources and I have over 15 years of experience managing employee benefits and retirement plans.

  • MBA, Winston Salem State University
  • BS, Human Resource Management, Western Governors University
  • Political Science, NCSU

Society for Human Resource Management

Lower Cape Fear Human Resource Association

Royal Fund Management Office Custom Photo 1

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