
New York
316 Park Ave
Binghamton, NY 13903
By appointment
Welcome
Greetings. It is my mission is to deliver reasonable, practical business, investment and insurance ideas using the 3T’s ~ Time, Transparency and Trust.
• I realize your Time is valuable and I will strive to provide solutions that are clear and in-line with your plan.
• With regard to Transparency, you will know exactly what you are paying for when I build a plan with you. No hidden fees or undisclosed charges stuck on the back page or in the fine print.
• These two items are layered on a foundation of Trust ~ between you (the client) and me (the planner).
I look forward to meeting you soon!
Areas of Focus
Working to help you build plans to protect your health and wealth.
Interests & Community Participation
- Member of the Greater Binghamton Chamber of Commerce
- Volunteer with the CNY Alzheimer's Association
- Volunteer Facilitator with Divorce Care, A local divorce recovery group
- Volunteer with the Dick's Sporting Goods Open, Sr PGA Tournament
Experience
- 30 years of leadership and management experiences in public and private companies
- 13 years of planning experiences in the Insurance and Investment businesses
- 10 years experience, Sole Proprietor, Medicare Planning and Health Insurance planning for individuals, groups and small businesses
Education
AAS Mechanical Technology
BS Mechanical Engineering
MBA / Organizational Behavior (Not completed)

MARKETWATCH
The content contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value. Past performance is not a guarantee of future results and clients should not assume that future performance will be comparable to past performance.
Our Form ADV Part 2A firm disclosure document is available for review. View Form ADV Part 2A, call or email to request a copy. This document contains detailed information about Royal Fund Management, LLC and the services provided.
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