Nick Naseman

Welcome

Nick Naseman, RICP® is an Investment Adviser Representative with Royal Fund Management. He works with business owners and plan sponsors with the goal of improving their 401(k) plans by reducing fiduciary liability by up to 95%, reducing HR department’s 401(k) workload and offering best-in-class investments.

Nick also helps individuals and families prepare for and transition into retirement with a coordinated planning approach that balances safe money and risk management. His work integrates investment management, retirement income strategies, Social Security planning, tax awareness, and risk management into a cohesive strategy designed to support long-term confidence and sustainability. Nick focuses on helping clients bring structure, clarity, and confidence to their financial decisions—especially as they approach and transition into retirement.

As a fiduciary, Nick is committed to acting in the best interests of both plan sponsors and individual clients. He brings a practical, education-focused approach to helping people make informed financial decisions—whether they’re managing a company retirement plan or building their own path to retirement.

Nick is a Retirement Income Certified Professional® (RICP®) and a Certified Financial Education Instructor. He has been featured in The Wall Street Journal’s Colorado Premier Financial Advisors and Advisor’s Magazine, and is the author of the consumer guide, “Who Do You Trust? 8 Steps to Selecting the Right Financial Advisor.”

A strong advocate for financial education, Nick has served as an adjunct instructor at Pikes Peak Community College and has taught adult financial literacy courses through the Pikes Peak Library District and the Colorado Springs Senior Center. He has also been a speaker at community and retirement-focused events, including the Successful Aging Expo and Senior Life Expo.

Areas of Focus

• Retirement income planning
• 401(k) Maneuver - Check out our Masterclass Videos!
• Social Security optimization strategies
• Tax-savvy review and planning
• Estate planning review
• Budgeting and cash-flow analysis
• Insurance planning
• Financial literacy
• Income style analysis

Interests & Community Participation

• Monthly retirement classes at the Colorado Springs Senior Center
• Classes offered periodically through the Pikes Peak Library District

MARKETWATCH

The content contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value. Past performance is not a guarantee of future results and clients should not assume that future performance will be comparable to past performance.

Our Form ADV Part 2A firm disclosure document is available for review. View Form ADV Part 2A, call or email to request a copy. This document contains detailed information about Royal Fund Management, LLC and the services provided.

Full Disclosure