Pat Frederiksen

Areas of Focus

With years of experience as both an Investment Adviser Representative and licensed insurance agent, I offer holistic guidance on:

• Investment Products
• Retirement income planning
• Tax-efficient wealth management
• Insurance Products
• Social Security & Medicare strategies
• Tax-efficient wealth management
• Estate planning
• College savings & life insurance needs

Clients often come to me with big questions:

• Am I still on track for retirement?
• Should I be investing or paying off debt?
• What happens to my family’s finances if something happens to me?

I help answer those questions compassionately, and with a process built around five steps to retirement success.

Most important to me is that my clients often say they walk away with:

• Confidence in their financial future
• Understanding of their income in retirement
• A plan for their legacy
• Relief from the stress of trying to manage it all alone

If you're ready to stop second-guessing your financial decisions and start moving forward with clarity, I’d love to connect.

401(k) Maneuver is another business name for Royal Fund Management, LLC. 

Investment Adviser Representative of and investment services offered through Royal Fund Management, LLC, an SEC Registered Adviser.

Insurance product guarantees are subject to the claims-paying ability of the issuing company. The adviser is paid commissions on the sale of insurance products.

Interests & Community Participation

• Volunteer with Denver Center for Performing Art 35 years
• Previous Director-Mountain Women in Business
• International travel
• Spending time with husband, children and grandchildren

Experience

• Mortgage Broker-Denver Home Loans 2001-2008
• Licensed Insurance Agent-2008 to present
• Investment Adviser Representative-Royal Fund Management 2019 to present

Education

• Passed the NASAA Series 65 exam, licensed in Colorado
• Passed the Colorado Health, Life, and Annuity Insurance exam, licensed in Colorado
• Medicare Specialist
• University of Wisconsin-Chemistry and Textiles

MARKETWATCH

The content contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value. Past performance is not a guarantee of future results and clients should not assume that future performance will be comparable to past performance.

Our Form ADV Part 2A firm disclosure document is available for review. View Form ADV Part 2A, call or email to request a copy. This document contains detailed information about Royal Fund Management, LLC and the services provided.

Full Disclosure