I am exclusively registered with Royal Fund Management as a FEE ONLY Investment Advisor Representative (IAR). Our firm manages our client's assets for a fee only and receive no commissions. As a CFP since 1989, I am held to a high fiduciary standard and obligated along with our firm, Royal Fund Management, to act in the best interests of our clients.
As an IAR, I am compensated by way of a management fee only. The amount of this fee is a percentage of the total amount of assets that are managed. As a CFP and IAR, I may charge an hour fee or flat rate fee for comprehensive financial planning.
As a Certified Financial Planner and IAR, I have a fiduciary relationship with our clients. Fiduciaries must put the interests of their clients first and are required to act in good faith from an ethical and legal perspective. As a fiduciary, I vow to do my best to ensure that the advice we provide is ethical, accurate and complete. In fairness to the investment community we will communicate and disclose any conflicts of interests our engagement may impose.
Areas of Focus
401K investment advisory service
Fee-based retirement planning
Life insurance planning
Interests & Community Participation
I am married for 28 years to Leslie and have two daughters, Julia and Amelia and two dogs, Casper and Colby.
Each year we participate in back pack day to give back to the community of Hartford, offering 100 back packs to elementary school children and encourage them to stay in school and attend college.
My hobbies include jogging, tennis and golf. Believe it or not, I am now learning how to cook and actually loving it!
I have been in the financial services industry since 1982, getting registered with my Series 6, 63, 7 and 24 in the 1980s. I became a CFP in 1989 and I am registered with my Series 65 license.
I received my life, accident and health and annuity licenses in CT in 1982.
University of Connecticut BA in 1981
LUTCF Designation 1985
Certified Financial Planning Designation 1989
Financial Planning Association
National Association of College Admissions Counselors
The content contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value. Past performance is not a guarantee of future results and clients should not assume that future performance will be comparable to past performance.
Our Form ADV Part 2A firm disclosure document is available for review. View Form ADV Part 2A, call or email to request a copy. This document contains detailed information about Royal Fund Management, LLC and the services provided.