John Thoma

Welcome

John Thoma | Financial Advisor

John Thoma has spent more than 30 years in the financial services industry, helping individuals, families, and business owners navigate the decisions that come with building, managing, and preserving wealth. His experience spans retirement planning, investment management, employer-sponsored retirement plans, and financial strategies designed around each client’s individual circumstances and long-term goals.

As the founder of Thoma Financial, John believes financial planning should begin with understanding the person behind the numbers. No two clients have the same priorities, timeline, or vision for the future, and his approach reflects that. He takes the time to understand where his clients are today, what they hope to accomplish, and the concerns they may have along the way.

John works with clients to develop personalized strategies for retirement, investments, and other important financial decisions. Just as importantly, he believes planning is an ongoing process. As markets change, businesses evolve, families grow, and retirement gets closer, he works alongside his clients to review their strategies and make adjustments when appropriate.

A graduate of Oklahoma State University, John studied Finance and Accounting and holds the Certified Business Tax Advisor (CTBA) designation. He is an Investment Adviser Representative of Royal Fund Management, LLC, an SEC Registered Investment Adviser.

At Thoma Financial, John’s goal is to build lasting client relationships based on accessibility, communication, and trust. He wants clients to feel comfortable asking questions, understanding their options, and being actively involved in the decisions that shape their financial future.

Outside of the office, John has been married for 35 years and is the proud father of two sons. Family remains an important part of his life and one of the reasons he understands the value of planning not just for today, but for the years and generations ahead.

Areas of Focus

Retirement Planning
Investment Management
401(k) & Employer Plans
Small Business Solutions
Tax & Financial Strategies

MARKETWATCH

The content contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value. Past performance is not a guarantee of future results and clients should not assume that future performance will be comparable to past performance.

Our Form ADV Part 2A firm disclosure document is available for review. View Form ADV Part 2A, call or email to request a copy. This document contains detailed information about Royal Fund Management, LLC and the services provided.

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