Jonathan Jung

Welcome

Helping Individuals and Business Owners Navigate 401(k) Rollovers and Retirement Plan Strategies.

Jonathan Jung supports individuals in making informed financial decisions—whether they’re preparing for retirement, aligning investments with long-term objectives, or navigating key financial transitions. He provides personalized strategies tailored to each client’s goals and financial circumstances.

For business owners, Jonathan offers retirement plan consulting with a focus on staying current with legislative updates, including the SECURE Act 2.0. He assists in the design and review of 401(k), profit-sharing, and cash balance plans to help businesses meet their retirement plan objectives and attract and retain talent.

As an Investment Advisor Representative with Royal Fund Management—an SEC-registered, fee-only fiduciary firm—Jonathan provides financial planning and investment management under a fiduciary standard, always placing client interests first.

Based in Florida, Jonathan primarily works with clients in his home state and is also able to serve individuals and businesses in select other states. He prioritizes clarity in communication and takes a strategic, long-term view in serving his clients’ financial planning needs.

To learn more about Jonathan’s services or to schedule an introductory conversation, please reach out directly.

Areas of Focus

• 401k Planning both for
  • Business- Plan design from Solo 401k to Large Plans
  • Individuals in a 401k Plan
• Rollovers
• College Savings
• Understanding the Opportunity Costs of Actions
• Tax Strategies
• Debt Reduction
• Pension Planning
• Legacy Planning
• Long Term Care Planning

Experience

• Brings over a decade of experience in the financial services industry, with a focus on investment planning, client strategy, and retirement plan consulting
• Gained practical and strategic insight through collaboration with a network of established advisors since 2012
• Worked with advisory teams collectively overseeing more than $200 million in retail client assets.
• Consulted on qualified retirement plans—including 401(k), profit-sharing, and cash balance plans—with over $60 million in plan assets
• Contributed to portfolio construction, tax-aware investment strategies, and long-term financial planning initiatives across fee-based advisory platforms
• Emphasizes proactive planning, transparent communication, and relationship-based service as the foundation of client engagement

Education

• Bachelors of Business with Emphasis in Finance at Trine University in Angola, Indiana

MARKETWATCH

The content contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value. Past performance is not a guarantee of future results and clients should not assume that future performance will be comparable to past performance.

Our Form ADV Part 2A firm disclosure document is available for review. View Form ADV Part 2A, call or email to request a copy. This document contains detailed information about Royal Fund Management, LLC and the services provided.

Full Disclosure