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Investment Adviser Representative
5960 Fairview Road, Suite 400
Charlotte, NC 28210
Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Or by appointment
Royal Fund Management offers Independent Fiduciary Responsibility. As a fee only investment advisory firm, Royal Fund Management does not sell financial products or receive commissions. Therefore, we are obligated, as fiduciaries, to act in the best interest of our clients.
Areas of Focus
- Properly rebalance your 401(k) with the goal to increase account performance, manage downside risk to minimize losses and to reduce fees that harm account performance.
RETIRED OR APPROACHING RETIREMENT:
- Evaluate 11 different draw-down methods, that create income in retirement, to see which one may increase your income with less chance of running out of money.
- Explore ways you may pay less tax on your Social Security, IRA withdrawals and investment income.
- Objectively analyze your Social Security and Medicare options prior to making your final, and often irrevocable, decisions.
- Objectively review your current Medicare coverage options if already in place.
- Provide guidance to avoid identity theft and financial scams while checking to see if your Power of Attorney, account titling, beneficiary designations and will are up to date and working together to meet your goals.
Over 33 years providing guidance to people as they prepare for the many difficult decisions they face in retirement. These decisions range from making intelligent choices of government benefits, from the irrevocable choices within the Social Security and Medicare programs, to proper planning for personal retirement accounts to produce sufficient cash flow in retirement.
This guidance is based upon my personal experience with aging parents afflicted with dementia/Alzheimer's. As well as their ultimate physical decline and inability to care for themselves.
Clemson University - Bachelor of Science - Financial Management
The content contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value. Past performance is not a guarantee of future results and clients should not assume that future performance will be comparable to past performance.
Our Form ADV Part 2A firm disclosure document is available for review. View Form ADV Part 2A, call or email to request a copy. This document contains detailed information about Royal Fund Management, LLC and the services provided.